CHAPTER 1 Choosing
a Career Profession or Business
Check out my 6 step career planning method to look at
options for deciding a job/profession. Learn about all
the options for a career including: Colleges and
Universities, Schools for Business & Secretarial,
Industrial, Trade & Technical, Medical & Dental
Assistants, joining the Armed Forces, and 20 job
classifications in the construction industry. Also,
don't overlook to be an entrepreneur!
CHAPTER 2 Goal
Setting
Understand the power of goal setting. Write down your
goals ... view them every day ... say them out loud!
Tips on starting your own personal "Goal
Notebook." Setting goals can make great changes
in your life.
CHAPTER 3 Setting
up a Budget
Manage your money responsibly. This chapter will cover
how to create a budget planning list, deal with your Money
IN and Money OUT. Pay your bills on time and stay out
of debt at all costs.
CHAPTER 4 Establishing
Credit History
Start NOW to establish good credit, open up a checking
account and 3 trade lines. Learn about your FICO
credit score and how it affects your home-buying loan, along
with car/home/life insurance programs. Read about my
tips on dealing with debt.
CHAPTER 5 Buying
a House
Get an overview of the home-buying process. Check out
my list of over 20 different loan programs lenders can offer
you. Understand the items required to process a loan
and sources you can use for a down payment. Determine
all your closing costs and find out what type of borrower
you are.
CHAPTER 6 Financial
Planning
Key to investing is to start at an early age. Learn
about 6 important wealth building principles. Grasp a
solid understanding of stocks and bonds, mutual funds,
IRA's, 401K's, annuities, and other investment vehicles.
CHAPTER 7 Insurance
- Protect What You Own
In this chapter you'll cover car insurance, homeowner's
insurance, life insurance, disability insurance, and see the
importance each one yields. Also take a look at wills
and trusts, and learn about Probate, Power of Attorney, and
selecting an Executor for your estate. View the
terminology used in the court system.
CHAPTER 8 Income
Diversification
Work to diversify your income, and be less dependent on
social security benefits affecting your generation.
You will learn to think outside of the box to develop your
talents/interests to spend your "free time" more
wisely. Weekends aren't just made for Michelob, invest
in yourself, your leisure time properly so it can pay off
for you down the road of life. You'll cover crafts,
collections, hobbies, rental properties, land acquisitions,
and sports cars that appreciate in value.
CHAPTER 9 Summary
Don't miss my game plan for you once you secure your first
job. These five steps will help you get farther faster
and be an achiever and believer in yourself! This book
will genuinely help you navigate your FUTURE as a young
adult!
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